#adulting: Negotiating for higher remuneration

Part of adulting involves seeking employment, then negotiating on remuneration. Picture this: You’ve been job hunting for some time and have finally received a job offer from your dream company. Congratulations! Before you accept it, know that it is important to look at the entire remuneration package as a whole. Being adequately remunerated now has an influence on your future earning...Read More

#adulting – How having Credit Cards can be Beneficial

We often are told to avoid credit cards in our adulting journey. They are portrayed as capitalistic money-sucking scams created by banks. Run far unless you have a death wish or want to be entangled in a mountain of debt! However, this could not be farther away from the truth. If used responsibly, credit cards can bring about a wealth of benefits. Not quite sure how to use credit cards to...Read More

Is “Financial Independence Retire Early” Realistic and Feasible?

Many of us work hard and focus on earning money in the hope of having sufficient funds for retirement. While most people retire at the age of 60, the cost of living increases have meant that many of us end up working in old age.  This creates fear in individuals in wondering how they can earn enough to afford retirement. Much has been discussed about the FIRE movement as an answer to this....Read More

Coming Up with Financial Goals for 2022

As our New Year Celebrations come to an end, it’s a good time for us to take a look at our financial planning for the year ahead. Goal setting is an important part of everything we do. It ensures that we’re able to reach our targets in a timely manner. This applies to our financial goals too! As the saying goes, if you fail to plan, you plan to fail. That is why we have put...Read More

#adulting: How to Get Started on Insurance

In our adulting journey, many of us learn to take on responsibility for ourselves and others.  Especially as the year draws nearer to an end, we look forward to the festive season, gifting, and spending time with loved ones. Many of us also take this time to contemplate and acknowledge how important our loved ones are to us.  Cherishing our loved ones is not just giving them gifts and being...Read More

#adulting: Is Self-Employment for Me? First Ask Yourself These Questions

Part of adulting involves looking for work and earning an income.  Some of us choose to be self-employed, while others seek a job. The days of expecting a legacy job with the same company until we retire, however, are long gone. Self-employment is more and more the future of work, reports Prospect Magazine. Even if we favour traditional employment, we can expect to spend half or more of our...Read More

How to Ensure Social Media Safety for Kids

How much do you know about your child’s social media usage? Almost half of pre-teen kids (9-12 years old) own a smartphone. A CNN feature on smartphone and tablet use highlighted that they often spend as much as five hours on their devices daily for entertainment purposes. During this period, kids tend to amuse themselves by watching videos on YouTube and browsing through social...Read More

Is Cryptocurrency The Future of Money?

  We are constantly looking for new ways of making money. As we move towards a cashless society, we may wonder if cryptocurrency is the future of money. Trading with cryptocurrency can be a lucrative source of passive income.  As with every form of investment, there is risk involved. Understanding your risk tolerance using this article might help you determine if cryptocurrency...Read More