Common Parents’ Money Management Mistakes

  Every parent wants the best for their children, from education to employment, to falling in love and starting their own family, or finding their passion in life. Most, if not every parent, want the same thing – for their beloved children to grow up happy and healthy. However, it’s not easy to always give them the best while juggling every aspect of life. There could be times when parents...Read More

How To Improve Time Management

  We all have 24 hours a day. Yet, why does it seem like that influencer has a magical 48-hour schedule?  How do people juggle school, work, events, fitness, and STILL have a social life?  Well, sorry to burst your bubble, but we are all living on the same 24 hours. The hard truth is – learning how to improve in time management.  Time and tide wait for no man. If we want to accomplish more,...Read More

Setting SMART Financial Goals

I’m sure we all have a vision of how we would like our lives to be like in the future but may not know how to achieve it. Are you wondering how to start your financial independence journey? One way to get there is by first setting SMART financial independence goals. Why SMART Goals are helpful If our goals are not feasible, we may end up feeling discouraged every time we are unable...Read More

#adulting: Buy Now, Pay Later

    Buy Now, Pay Later (BNPL) is a simple concept that spreads payment for an item over time. Instead of paying the full amount during checkout, we choose the BNPL service  which pays the merchant on our behalf. By taking this action, we agree to pay the BNPL service over a period of time. Effectively, we split the payment into smaller amounts over an agreed upon time frame. However, this...Read More

Developing The Life Skill of Tax Filing – Part 2

When developing the life skill of tax filing, we need to know the common terms that we mix up.  This helps us to identify our potential errors, so we can file an accurate return.  We are also more confident when interacting with the tax authorities! In our last article, we started off with assessable income against taxable income. As a quick recap, here’s the formula that shows how they...Read More

Developing The Life Skill of Tax Filing – Part 1

As humans, we feel both positive and negative emotions at the end of year.  For many, we take this time to reset and review our financial goals. This allows us to embrace the new possibilities that can happen. For others though, we feel anxious and uncertain for what’s coming.  This can be largely due to the financial obligations that come with the season. One such obligation is tax...Read More

Knowing This Can Help You Reduce Financial Anxiety

  When you see your friends willing to pay for extravagant items, do you wonder how they can afford it? Is there constant comparison and a nagging feeling of self-doubt, that you are not managing your money the best you can? Trust me, I know how you feel. I often feel insecure and panicky when it’s only the middle of the month and I have depleted my monthly allowance or when I lose...Read More

#adulting: 3 Simple Tips to Avoid Overspending Online

With the recently passed 11.11 and 12.12, you may have been tempted by the many sales and promotions from all the shopping sites. However, once the mood passes and you find yourself surrounded by your unplanned purchases, you might question why they were bought. Impulsive buying is common, especially with online shopping. There are many traps set by online stores to promote impulse buying,...Read More

Money Management: Perhaps Not Luxury Goods

As we walk on the streets now, we see many people wearing or holding branded items. From Chanel handbags to Nike shoes, these products have become a norm in our daily lives. Have you stopped though to think if we might be paying too much for them? Is having branded luxury items a form of good money management? Here are some thoughts on why buying luxury items may not be your best choice when...Read More