Having the ability to make money has always been top-of-mind for people across generations. However, how many of us are able to manage money well? An unstable global job market over the last decade or so has forced Millennials and the younger Gen-Z to take a closer look at financial independence, literacy, and impact – for themselves and their children. Without a doubt, financial empowerment,...Read More
Credits: Bill Watterson, Calvin and Hobbes
Control is but an illusion. Many of us fear uncertainty, we try to prepare for all scenarios in life even though we know that’s impossible. Illness, retrenchment and accidents are all out of our control. We cannot avoid their occurrences, but can only be ready to respond when they occur. Financial resilience is the ability to withstand all...Read More
I come from a middle income family, graduated from an elite girls school, junior college and then a double degree from university. By society’s standards, I should be climbing the corporate ladder, working hard to earn big bucks. Being a non-conformist, I ended up only working full-time for 4 years before deciding that life was too short to be clocking hours at work for corporate...Read More
In our earlier article, we explored how a habit loop can be formed, and the impact it might have on our lives. Life skills habit
As William James, a famous psychologist, once said:
All our life, so far as it has definite form, is but a mass of habits
Achieving financial well-being is thus also about mastering our habits so that the good ones remain to make our lives more efficient while the...Read More
As I read Charles Duhigg’s “The Power of Habit“, an “OH” moment occurred to me. Most of the actions I perform each day were not a product of my decision-making but a habit. Habits developed through choices that I make intentionally at the beginning, and then at some point as the brain looks for ways to save effort, becomes auto-pilot.
Duhigg puts it this...Read More
Last Saturday, YWLC organised a hackathon for Social Change with a focus on empowering women in the community. Cynthia and I were proud to be part of the change-makers involved in this hackathon.
The experience for me was an amazing, humbling and inspiring one. It was a pleasure to meet all the other change-makers and to hear their different stories of the social work they do to...Read More
Money can’t buy happiness but the lack of it can be a source of stress. Financial well-being is the sense of financial security for the present and future. Beside building up our financial provision, having a resilient mindset is also essential for our financial well-being. If you find this infographic useful, here are other articles you may like.
In my last week’s article, I wrote about what skills were necessary to survive in life. Looking back, I am not 100% certain that having the knowledge or being educated on these skills are sufficient for success. After all, it’s one thing to be book-smart, and another to be street-smart.
When I was in my mid 20s, I had friends asking me what they should do with...Read More
When I was 15, I questioned the benefits of learning binomial theorem and its application to my life. 2 decades later, this question still remains unanswered. Today, I am recognised as an adult legally and expected to be an adult. This “adulting” process has been challenging and while I respect that life cannot be as structured as a classroom, there were definitely some...Read More