With the recently passed 11.11 and 12.12, you may have been tempted by the many sales and promotions from all the shopping sites. However, once the mood passes and you find yourself surrounded by your unplanned purchases, you might question why they were bought. Impulsive buying is common, especially with online shopping. There are many traps set by online stores to promote impulse buying,...Read More
As we walk on the streets now, we see many people wearing or holding branded items. From Chanel handbags to Nike shoes, these products have become a norm in our daily lives. Have you stopped though to think if we might be paying too much for them? Is having branded luxury items a form of good money management? Here are some thoughts on why buying luxury items may not be your best choice when...Read More
For individuals who are adulting, financial independence is a huge milestone. We often struggle with reading/paying bills, and making sound financial decisions that we are confident of.
CoVid-19 has resulted in high levels of economic uncertainty. Individuals feel anxious about the future and not know the best way to respond financially. This workshop aims to empower young adults aged 18 to...Read More
2020 is shaping up to be a year that shows the power of financial independence. As teenagers, we crave independence. This means we also need to become financially independent from our parents. When we do not depend solely on others for livelihood, we have more control in our lives. This gives us a greater say in how we respond to our environment.
COVID-19 has forced countries into isolation...Read More
There are so many lessons that I learn as a business owner.Daily, I am challenged to learn and constantly apply myself in different areas.
It’s been a crazy second quarter of the year as we took part in the City of Canning’s business program, networking with other business owners and being facilitated in all areas of business. The time commitment was intensive, but the sessions...Read More
As our children grow into teenagers, they desire more independence. Some start looking for part-time work as a way to expand their income. This is a great opportunity for parents to coach and guide children into how to earn money more effectively. Hence, Adulting advice about earning money
1) Getting A Job
Most of us earn income by getting a job. From young, children may have learnt to...Read More
It’s been 6 months since we got ourselves present in Perth, Western Australia. So far, it’s been a steep learning curve for me. I got myself acquainted with the culture here, and tried to figure out how to set up a business in all sense and aspects. Australia is very different to Singapore. As I like to say, I probably learnt more in the past 6 months what didn’t work than...Read More
Having the ability to make money has always been top-of-mind for people across generations. However, how many of us are able to manage money well? An unstable global job market over the last decade or so has forced Millennials and the younger Gen-Z to take a closer look at financial independence, literacy, and impact – for themselves and their children. Without a doubt, financial empowerment,...Read More
Last Saturday, YWLC organised a hackathon for Social Change with a focus on empowering women in the community. Cynthia and I were proud to be part of the change-makers involved in this hackathon. YWLC hackathon financial independence
The experience for me was an amazing, humbling and inspiring one. It was a pleasure to meet all the other change-makers and to hear their different stories of...Read More
It’s always exciting to be in the space of change! We grow everyday. As we journey with social workers on the ground, our perspective widens. Our initial work focusing on financial empowerment for youths gets many more layers of context as we hear more and more stories of the diverse circumstances of the youths. This helps us maintain relevancy of our program. It also challenges us...Read More