7 to 12
Fundamental Cents is created to empower children and youth with financial attitudes, skills and knowledge that they can expand on regardless of where they are in this global age, evolving to adapt while being anchored in themselves.
In each phase of our life journey, we will meet money related challenges.
The Fundamental Cents programme aims to build the capability of each individual’s resilience in handling these challenges
while increasing their confidence as they grow into yet another phase of life.
13 to 16
Youths are trained on fundamentals for independence and money management
This stage introduces the influence of mindsets on money and reinforces the power of habits.
- Knowing Self
- Analysing/ Comparing information to make choices
(Phone plans, utilities, a ‘life’ budget)
- Being smart about savings and bank accounts
Our Customers’ Experience
Through the workshop, I gained insights into the different types of debt, investments, and insurance, and the different ways of approaching them with greater confidence. I also developed the practice of reflecting on myself and my personal attitudes towards money through the workshop.
Overall, I found that Fundamental Cents equipped me with the tools necessary for making better and wiser decisions to become more financially ready.
“I needed help kickstarting my financial proficiency so I joined a Fundamental Cents workshop by Empower2Free last December. I was worried about not knowing how to manage my finances and needed a workshop that was beginner-friendly. Fundamental Cents workshop was brilliant. The workshop was simple, fun, and we learnt a broad range of financial topics like investments and debt management. It’s really great how Empower2Free created such an encouraging environment to learn and clarify all my doubts. They also included many activities that helped us learn through doing, and their lessons really stuck with me, even after the workshop!
I particularly liked that they took the time to catch up with us after the workshop to monitor our progress and answer any further questions that has popped up.
I would recommend signing up for any workshop by Empower2Free, especially if you are also new to financial management. Thanks, guys!”
I liked that very pragmatic tips were shared e.g. if you’re not the type to track your spending but want to keep yourself in check, can just “withdraw” a fixed amount of allowance for yourself per month. Its always one thing to know in theory about the importance of saving v.s. actual ways to “trick / game / make it easier for” yourself to stick to what’s fiscally good.
The topic on tax is particularly interesting even though I did do a lot of homework already this year after failing to maximise my tax deductibles last year. I liked that people were asking questions which I personally faced when I did my tax filing this year e.g. claiming parents as dependents and caveats to how it works.
I have been using the well-thought out tools and learnings I had gotten from Empower2Free to engage with my clients to play a more active (and fun) role in their own financial “wealth” being.
In all honesty, It has been great so far! 100% of my clients got something out of it, primarily a deeper understanding on how they behave with their own money and the opportunities that might be present for them in that same space.
Thanks Cynthia & the team behind Empower2Free!