As we walk on the streets now, we see many people wearing or holding branded items. From Chanel handbags to Nike shoes, these products have become a norm in our daily lives. Have you stopped though to think if we might be paying too much for them? Is having branded luxury items a form of good money management? Here are some thoughts on why buying luxury items may not be your best choice when...Read More
It’s the most wonderful time of the year
~ Andy Williams
It is once again that time of the year where we enjoy the festive season! With Christmas around the corner, I am guessing everyone is rushing to get presents. Many of us are also feeling the need to reward ourselves by indulging our material wants and perhaps taking lavish holidays. Do you realise though that with these...Read More
Money advice is easy to find, but hard to differentiate. With advice coming to us from left, right and centre, how can we make sure that we follow the right ones? Here are some common money management advice which you might want to think twice about.
1. You need to save even more
There is a limit to how much we can save from our monthly income. Although it may seem like a great...Read More
For individuals who are adulting, financial independence is a huge milestone. We often struggle with reading/paying bills, and making sound financial decisions that we are confident of.
CoVid-19 has resulted in high levels of economic uncertainty. Individuals feel anxious about the future and not know the best way to respond financially. This workshop aims to empower young adults aged 18 to...Read More
Learning how to trade is increasingly popular as a way of making money. If you have not read our article on the overview of investments and trading, you might wish to look at that first to get the context of today’s discussion. lifeskill how to trade
Today, we are going to look at the benefits and risks of investing versus trading.
At the core of trading/ investing, people earn through...Read More
As I write this, half of 2020 has gone and most of us spent the first half of the year dealing with the curve-ball of figuring out how to deal with the pandemic. self growth hacking habits
Now that countries are slowly opening back up, we are all trying to determine how to get our lives back to ‘normal’. During this period, some of us got more present to how lives can be reset....Read More
Many teenagers and young adults are now exploring trading as another way to earn money. It’s thus imperative that they know how to trade and what it is. It was heartbreaking to read the news of Alexander E. Kearns’s suicide! Imagine feeling you had to take your life because of $730,000 in debts. Worst, this was a temporary balance before settlement. Subsequent revelations...Read More
As our children grow into teenagers, they desire more independence. Some start looking for part-time work as a way to expand their income. This is a great opportunity for parents to coach and guide children into how to earn money more effectively. Hence, Adulting advice about earning money
1) Getting A Job
Most of us earn income by getting a job. From young, children may have learnt to...Read More
Motherhood is scary. It’s a responsibility felt from the moment of your child’s birth and you can’t simply expect to be FREE! Financial independence motherhood
Motherhood is not for all women. It requires sacrifices beyond what one can conceive, yet sadly societal norms have created guilt around women who choose not to have kids, or not place kids as their first priority....Read More
The traditional classroom assumes that learners take in new knowledge the same way. Yet research has uncovered that there are numerous learning styles which influences how we retain and process information. This has impacted the way lessons are delivered as we now get exposed to mind-maps, group activities and even writing journals in class! You would have probably found some activities more...Read More