Developing The Life Skill of Tax Filing – Part 1
As humans, we feel both positive and negative emotions at the end of year. For many, we take this time to reset and review our financial goals. This allows us to embrace the new possibilities that can happen. For others though, we feel anxious and uncertain for what’s coming. This can be largely due to the financial obligations that come with the season. One such obligation is tax...Read MoreKnowing This Can Help You Reduce Financial Anxiety
When you see your friends willing to pay for extravagant items, do you wonder how they can afford it? Is there constant comparison and a nagging feeling of self-doubt, that you are not managing your money the best you can? Trust me, I know how you feel. I often feel insecure and panicky when it’s only the middle of the month and I have depleted my monthly allowance or when I lose...Read More#adulting: 3 Simple Tips to Avoid Overspending Online
With the recently passed 11.11 and 12.12, you may have been tempted by the many sales and promotions from all the shopping sites. However, once the mood passes and you find yourself surrounded by your unplanned purchases, you might question why they were bought. Impulsive buying is common, especially with online shopping. There are many traps set by online stores to promote impulse buying,...Read MoreMoney Management: Perhaps Not Luxury Goods
As we walk on the streets now, we see many people wearing or holding branded items. From Chanel handbags to Nike shoes, these products have become a norm in our daily lives. Have you stopped though to think if we might be paying too much for them? Is having branded luxury items a form of good money management? Here are some thoughts on why buying luxury items may not be your best choice when...Read More3 Tips For Festive Holiday Spending and Budgeting
It’s the most wonderful time of the year ~ Andy Williams It is once again that time of the year where we enjoy the festive season! With Christmas around the corner, I am guessing everyone is rushing to get presents. Many of us are also feeling the need to reward ourselves by indulging our material wants and perhaps taking lavish holidays. Do you realise though that with these...Read MoreReconsider These 3 Money Management Advice
Money advice is easy to find, but hard to differentiate. With advice coming to us from left, right and centre, how can we make sure that we follow the right ones? Here are some common money management advice which you might want to think twice about. 1. You need to save even more There is a limit to how much we can save from our monthly income. Although it may seem like a great...Read More
Gaining Financial Independence through Adulting
For individuals who are adulting, financial independence is a huge milestone. We often struggle with reading/paying bills, and making sound financial decisions that we are confident of. CoVid-19 has resulted in high levels of economic uncertainty. Individuals feel anxious about the future and not know the best way to respond financially. This workshop aims to empower young adults aged 18 to...Read More