For Every Woman : Your Guide to a Money Circle
While the “money side” of your life may have once been someone else’s responsibility, the truth is: No one is more invested in your future than you are. Ultimately, you are the best Chief Financial Officer for your own life.
As such, Empower2Free has created this program to be a safe and supportive community for women, by women. A focused 4-session program, with each session lasting 1.5 hours, the program is designed to move you from a place of uncertainty to a position of informed, confident strength. We believe that financial clarity is a right for all women, not a privilege. Empowering you with practical skills and confidence, we don’t just teach the “how”. Rather, we first empower you to understand your “why”. Subsequently, we then give you tools to understand money, make it grow and plan for a future you feel good about.
Let’s Talk Money: The Financial Realities of Women
On the whole, why does it feel so hard to get ahead financially? In Australia, the factors stacked against women are clear, and the urgency is real. As of 2026, the gender pay gap stands at 21.1%. Because we earn less over our careers, and then often lose time in the workforce for caregiving responsibilities, women retire with approximately 25% less superannuation than men.
Notably, this isn’t just about money. It is also about a confidence gap that can lead to inaction, preventing wealth from growing effectively. A point often overlooked is that the mental load for women is heavy, and societal expectations to put ‘family first’ often leaves little room for individual independence. These ingrained behaviours make it harder to find the time and space for our own financial health.
Your Money Blueprint: A Foundation for Financial Literacy
Financial Mindsets & Conversations
- Recognise common female money stories that hinder financial independence
- Identify personal strengths & utilise them for financial wellness
- List common barriers that prevent effective conversations on money
Mastering Cashflow
- Differentiate between cashflow, income & expenditure
- Identify ways to manage cashflow
- Select cashflow tracking systems
Demystifying Investing & Growth
- Understand how investing works
- Describe the investment marketplace
- Discover common investment products
Building A Financial Future
- Discover components of a financial framework
- Selecting your priorities
- Create a 30-day action plan
Your Money Story: Empowering Self, Impacting Others
Undoubtedly, empowering women with financial literacy creates a powerful ripple effect that extends far beyond the individual. By equipping women with the confidence and skills to make informed money decisions, we enable them to take control of their own financial narrative. However, when women gain financial confidence, they don’t just empower themselves; they naturally become a force for change in their wider communities.
For one thing, the women we know share their knowledge and experiences. Some even go on to become our certified trainers, creating a self-sustaining model of women empowering women. This is a key contribution towards advancing gender equality and supporting broader economic growth. Enrol in our program today to start building the life you deserve and create impact in your community, especially for our next generation of women.
Ready To Talk Money? Join Our Circles
Mei Yi Tan (she/her)
Inspiring financial confidence by encouraging curiosity & reflection
Connects best with individuals who appreciate structured, literal, and jargon-free guidance to build financial stability
I believe that understanding your money starts with the courage to ask honest questions. My approach is rooted in providing a nurturing, non-judgmental environment where we look at the data first to find the logic, then reflect on how it fits into your life. I am an Empower2Free “Let’s Talk Money” trainer because I enjoy helping others move from a place of uncertainty to one of quiet confidence. By breaking down complex goals into concrete rules and inviting meaningful self-reflection, I support participants in creating a financial path that is both logical and deeply personal.
For Every Woman: Your Guide to a Money Circle
In summary, what is the "Let's Talk Money" program about?
Overall, this holistic program is a journey through the four key areas of your financial life. Firstly, we begin by looking inward at your Financial Mindset and Money Stories. Then we build practical skills for Managing Your Cashflow. Thereafter, we’ll introduce the fundamentals of Investing Basics and, finally, guide you in creating a personal roadmap for Building Your Financial Future. Significantly, all workshops are run in our “money circle” format—a small, facilitated group where you learn not only from the curriculum but also from the valuable shared experiences of others.
Particularly, who should attend this program?
As long as you want to feel more in control and take charge of their financial lives, this course is for you! Given that it is designed as a foundation, it is suitable for women of all ages. Particularly, this is an overview course perfect for you if you’re feeling overwhelmed by financial jargon, want to start setting practical goals, or simply wish to build a healthier, more confident approach to managing your money. Regardless of your background and circumstances, we create a safe, non-judgmental space where everyone has something to teach and learn.
All things considered, how is this different from other financial courses?
Unlike traditional, lecture-style courses, our workshops are built on interaction and self-awareness. By comparison, each session blends guided activities, personal reflection, and open conversation within a safe, intimate group. Equally important, we focus on you as an individual—not just the numbers—to foster authentic connection and genuine insight into your financial habits. In the long run, we help you create lasting positive change through this unique combination of practical education and personal mindset.
In general, what is the group size, and when does the next program start?
In order to create a truly personal and supportive experience, each workshop is an intimate ‘money circle’ of a dedicated trainer for just five people. As soon as a group of five participants is formed, we start a new program. Significantly, as trust and shared experience are core to our process, your commitment to attending all four sessions is vital for the success of the entire group. You can register your interest now to be placed in the next available cohort.
Specifically, how will I feel about money after this program?
All in all, our goal is for you to walk away feeling capable and less anxious. Rather than seeing your finances as a source of stress or confusion, you’ll feel a sense of clarity and empowerment. In essence, you’ll not only have a practical toolkit but also the confidence to use it, knowing that you are in control and can make decisions that truly support the life you want to build.
Still looking for an answer?
Send us a note and we will get back to you ASAP (Certainly by the next working day latest).
Otherwise, if you like to chat, book a time here.