#adulting: Negotiating for higher remuneration
Part of adulting involves seeking employment, then negotiating on remuneration. Picture this: You’ve been job hunting for some time and have finally received a job offer from your dream company. Congratulations! Before you accept it, know that it is important to look at the entire remuneration package as a whole. Being adequately remunerated now has an influence on your future earning...Read MoreSetting SMART Financial Goals
I’m sure we all have a vision of how we would like our lives to be like in the future but may not know how to achieve it. Are you wondering how to start your financial independence journey? One way to get there is by first setting SMART financial independence goals. Why SMART Goals are helpful If our goals are not feasible, we may end up feeling discouraged every time we are unable...Read MoreDeveloping The Life Skill of Tax Filing – Part 2
When developing the life skill of tax filing, we need to know the common terms that we mix up. This helps us to identify our potential errors, so we can file an accurate return. We are also more confident when interacting with the tax authorities! In our last article, we started off with assessable income against taxable income. As a quick recap, here’s the formula that shows how they...Read MoreDeveloping The Life Skill of Tax Filing – Part 1
As humans, we feel both positive and negative emotions at the end of year. For many, we take this time to reset and review our financial goals. This allows us to embrace the new possibilities that can happen. For others though, we feel anxious and uncertain for what’s coming. This can be largely due to the financial obligations that come with the season. One such obligation is tax...Read MoreTeaching Teenagers How To Trade – Part 2
Learning how to trade is increasingly popular as a way of making money. If you have not read our article on the overview of investments and trading, you might wish to look at that first to get the context of today’s discussion. Today, we are going to look at the benefits and risks of investing versus trading. At the core of trading/ investing, people earn through this term called...Read MoreTeaching Teenagers How To Trade – Part 1
Many teenagers and young adults are now exploring trading as another way to earn money. It’s thus imperative that they know how to trade and what it is. It was heartbreaking to read the news of Alexander E. Kearns’s suicide! Imagine feeling you had to take your life because of $730,000 in debts. Worst, this was a temporary balance before settlement. Subsequent revelations...Read More#adulting: The Art of Earning Money as a Teenager
We want more independence as we grow from children into teenagers. Some of us start looking for part-time work as a way to increase income. Straddling between life as a child and as an adult, we then need to learn the different ways to earn money as a teenager. Not learning this in school, this is often an art as we trial and error to figure it out. Here are some ideas: 1) Getting A Job For...Read More3 Key Money Lessons To Teach Your Child
Teaching kids about money is challenging. We often learn how to teach the value of money by observing our parents, through collective wisdom on social media and having conversations with our children when opportunities arise. This means that children do not get a holistic and complete view about how to manage money. Their learning is limited by what they are exposed to. After talking to...Read MoreSelf-Growth – Lessons Learnt From Our Very First WA Business Pitch
It’s been 6 months since we got ourselves present in Perth, Western Australia. So far, it’s been a steep learning curve for me. I got myself acquainted with the culture here, and tried to figure out how to set up a business in all sense and aspects. Australia is very different to Singapore. As I like to say, I probably learnt more in the past 6 months what didn’t work than...Read More