Is “Financial Independence Retire Early” Realistic and Feasible?

Many of us work hard and focus on earning money in the hope of having sufficient funds for retirement. While most people retire at the age of 60, the cost of living increases have meant that many of us end up working in old age.  This creates fear in individuals in wondering how they can earn enough to afford retirement. Much has been discussed about the FIRE movement as an answer to this....Read More

Is Cryptocurrency The Future of Money?

  We are constantly looking for new ways of making money. As we move towards a cashless society, we may wonder if cryptocurrency is the future of money. Trading with cryptocurrency can be a lucrative source of passive income.  As with every form of investment, there is risk involved. Understanding your risk tolerance using this article might help you determine if cryptocurrency...Read More

Common Parents’ Money Management Mistakes

  Every parent wants the best for their children, from education to employment, to falling in love and starting their own family, or finding their passion in life. Most, if not every parent, want the same thing – for their beloved children to grow up happy and healthy. However, it’s not easy to always give them the best while juggling every aspect of life. There could be times when parents...Read More

How To Improve Time Management

  We all have 24 hours a day. Yet, why does it seem like that influencer has a magical 48-hour schedule?  How do people juggle school, work, events, fitness, and STILL have a social life?  Well, sorry to burst your bubble, but we are all living on the same 24 hours. The hard truth is – learning how to improve in time management.  Time and tide wait for no man. If we want to accomplish more,...Read More

Setting SMART Financial Goals

I’m sure we all have a vision of how we would like our lives to be like in the future but may not know how to achieve it. Are you wondering how to start your financial independence journey? One way to get there is by first setting SMART financial independence goals. Why SMART Goals are helpful If our goals are not feasible, we may end up feeling discouraged every time we are unable...Read More

#adulting: Buy Now, Pay Later

    Buy Now, Pay Later (BNPL) is a simple concept that spreads payment for an item over time. Instead of paying the full amount during checkout, we choose the BNPL service  which pays the merchant on our behalf. By taking this action, we agree to pay the BNPL service over a period of time. Effectively, we split the payment into smaller amounts over an agreed upon time frame. However, this...Read More

Developing The Life Skill of Tax Filing – Part 2

When developing the life skill of tax filing, we need to know the common terms that we mix up.  This helps us to identify our potential errors, so we can file an accurate return.  We are also more confident when interacting with the tax authorities! In our last article, we started off with assessable income against taxable income. As a quick recap, here’s the formula that shows how they...Read More

Developing The Life Skill of Tax Filing – Part 1

As humans, we feel both positive and negative emotions at the end of year.  For many, we take this time to reset and review our financial goals. This allows us to embrace the new possibilities that can happen. For others though, we feel anxious and uncertain for what’s coming.  This can be largely due to the financial obligations that come with the season. One such obligation is tax...Read More