Our Money Management Blog

Browse our money management blog to discover tips, trends and insights to empower your financial journey! If you are seeking insights for an organisation, see our past projects.

Close-up of a glass hourglass with red sand running through, symbolizing the time remaining to finish the year strong financially
How To Finish the Year Strong Financially (Even If You Feel Like Giving Up)
by Cynthia WongNovember 26, 2025

Tempted to write off your financial goals until January? Don't just end the year—finish it strong. Discover how a "Compassion Audit," authentic...

Large group photo of delegates and organisers at the ASEAN Social Enterprise Development Programme 4.0 (ASEAN SEDP 4.0) regional workshop.
Reflections from the ASEAN SEDP 4.0 Regional Workshop
by Cynthia WongNovember 13, 2025

Passion fuels a social enterprise, but a viable business model keeps it running. This was a central theme at the ASEAN SEDP 4.0 regional workshop...

A young person reading a financial guide, gaining new ideas and learning key skills for money management for young people.
Money Management for Young Adults: Take Control of Your Future
by Cynthia WongNovember 4, 2025

Mastering money management for young adults can feel overwhelming, but you don't have to do it alone. We're partnering with the City of Armadale...

build financial resilience through extra income
Financial Coaching For Small Business Owners in Australia
by Cynthia WongOctober 22, 2025

Juggling it all as a small business owner? When the line between biz and personal finances blurs, the mental load is heavy. Stepping back for...

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Close-up of a glass hourglass with red sand running through, symbolizing the time remaining to finish the year strong financially

How To Finish the Year Strong Financially (Even If You Feel Like Giving Up)

Tempted to write off your financial goals until January? Don’t just end the year—finish it strong. Discover how a “Compassion Audit,” authentic holiday boundaries, and a final strategic sprint can help you regain control and enter 2026 with confidence, even if funds are tight.

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Large group photo of delegates and organisers at the ASEAN Social Enterprise Development Programme 4.0 (ASEAN SEDP 4.0) regional workshop.

Reflections from the ASEAN SEDP 4.0 Regional Workshop

Passion fuels a social enterprise, but a viable business model keeps it running.

This was a central theme at the ASEAN SEDP 4.0 regional workshop in Bangkok. We’re here to do good, but to do good sustainably, we must also be good at business. The numbers must make sense.

It’s easy to get siloed, but connecting with 29 other social enterprises reinforced the urgency of our mission.

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A young person reading a financial guide, gaining new ideas and learning key skills for money management for young people.

Money Management for Young Adults: Take Control of Your Future

Mastering money management for young adults can feel overwhelming, but you don’t have to do it alone. We’re partnering with the City of Armadale to bring you 5 completely free workshops on budgeting, investing, AI, and more! All sessions are at the Armadale Public Library (10 AM – 12 PM)… oh, and did we mention you get a free bubble tea voucher for every session you attend?

Click “Read More” to see the full workshop list and secure your free spot!

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build financial resilience through extra income

Financial Coaching For Small Business Owners in Australia

Juggling it all as a small business owner? When the line between biz and personal finances blurs, the mental load is heavy. Stepping back for clarity is key—it’s the core of financial coaching in Australia. In this post, we share 3 key lessons (video) & 2 free checklists to help you connect your ‘Personal Well-being’ to your ‘Business Vitality’ and regain control.

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Women Community

Women in Small Business Perth: Local Brands to Support

A vital part of financial literacy is shifting from passive consumption to mindful spending—a powerful opportunity to “put your money where your mouth is.” In this post, we’re putting that philosophy into action. We are celebrating and highlighting some of the fantastic female-founded brands and women in small business right here in Perth. Discover our list and see how you can consciously direct your dollars to support our local community.

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An overhead shot of a person sitting on a couch, holding a compass in their hands. Around the compass are icons of a brain, a leaf, a house, a globe, a heart, and a tree

How to Manage Money Better

For many people, managing money feels like a constant struggle, even with a budget in place. But what if the problem isn’t your bank balance, but your relationship with money itself? Our article explores a holistic approach that goes beyond traditional finance to help you manage money better. By aligning your finances with your values, you can build a more intentional approach to money management, ultimately leading to a more fulfilling and balanced life.

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A smiling young woman walks outdoors while carrying a tall stack of books.

An Investing Mindset for Empowered Money Management

It can feel like knowledge alone isn’t enough to manage your money. This is a gap between knowing what to do and having the mindset to act. Our article on money management and investing explores the three key pillars for building a resilient, goal-oriented mindset. It’s about more than just numbers; it’s about empowering yourself to take control of your financial journey and achieve the future you want.

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A smiling woman sits at a desk, counting money and writing in a notebook. A laptop and a small piggy bank are on the desk.

Money Hacks for Financially Confident Women

It’s a familiar feeling: sacrificing our time and well-being for others. But true financial confidence and resilience are built on the foundation of self-care. Our article shares three powerful money hacks for women—from valuing your time to leveraging community—that put you in control of your finances and your life. Discover how these small, consistent decisions can lead to lasting empowerment.

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A woman in a thoughtful profile view, illuminated by warm light. Her pensive expression represents the process of reflecting on and challenging the 'invisible societal scripts' surrounding women and finance

Our Money, Our Stories: Empowering Conversations for Women

Common challenges emerge when we talk about women’s financial well-being. What if these issues, deeply rooted in our women money stories, are less about individual capabilities and more about ‘invisible societal scripts’ we have internalized? Discover how these narratives shape your financial journey and what it means to truly take control.

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A human hand interacting with a glowing, holographic screen displaying abstract orange and yellow data visualizations, symbolizing human guidance over AI in financial decision-making.

How to Use AI for Investing

Feeling overwhelmed by investing? Many think, ‘I’m not good with numbers.’ But what if AI could be your smart co-pilot? This article explores how Artificial Intelligence excels at crunching data and computing investment scenarios, offering clarity in a complex world. Discover AI’s strengths, why your human judgment is crucial, and how smart tech combined with your wisdom can empower your financial journey.

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cash king versus investing

Is Cash Really King? Making Smart Money Moves

Is cash still king, or is investing the smarter move? In this article, we explore when holding cash makes sense, when it costs you opportunities, and how to strike the right balance for financial growth — especially in today’s uncertain economy.

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Cost of Living Hack - movie night at home

Managing Cost of Living Hacks – Thriving, Not Just Surviving

Struggling with the rising cost of living? You’re not alone—but with a little creativity, resilience, and community support, you can thrive, not just survive. In this article, we explore three practical strategies to help you stretch your budget.

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group of people taking picture

Starting Your Financial Journey – 3 Key Tips for New Adults

Starting your financial journey doesn’t have to be overwhelming. With a few key steps, you can build confidence and lay a strong foundation for long-term financial success. Learn three essential tips for new adults to get started on the right path!

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Abundance Money Strategies For Tough Times

Thriving with an Abundance Mindset: Money Strategies for Tough Economic Times

In tough economic times, many focus on cutting back—but is that the best approach? Instead of limiting yourself, adopting an abundance mindset can open doors to new financial opportunities. By monetizing your skills, making smart investments, and leveraging free resources, you can create multiple income streams and build long-term security. Financial empowerment isn’t just about surviving—it’s about thriving. Learn how shifting your mindset can help you grow wealth, even in uncertain times.

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Build a community to advance financial empowerment for women

Accelerating Action for Equality – 3 Key Steps to Financial Empowerment for Women This International Women’s Day

Empower2Free recognises that financial empowerment is one key area where women still face barriers. Read on for three steps you can take to strengthen the financial futures of the women around you and uplift them.

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Empower2Free Giving Back via Pinnacle Foundation

The Power of Giving Back: How Empower2Free’s B-Corp Values Fuel Financial Independence

At Empower2Free, financial literacy goes beyond managing money. It is about using money to create opportunities and break barriers so that more can achieve financial independence. As a B-Corp, we use our business as a force for good.

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Achieving financial independence with owning a property

3 Smart Money Habits to Achieve Financial Independence Without Sacrificing Your Happiness

Achieving financial independence is not just about accumulating wealth or blindly earning more money—it’s about creating a life of freedom and security. Here are three tips to help you work towards financial independence while maintaining a fulfilling lifestyle.

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christmas spending budgeting in front of a fire place

Tips for Festive Holiday Spending

The festive season brings an inevitable increase in spending, but managing finances is crucial to avoid overspending. Key tips include creating a budget with an impulse buy buffer, learning to say ‘no’ by understanding purchase motivations, and using cash instead of cards to maintain spending awareness. Building positive financial habits can lead to a financially healthy new year.

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teenager holding money

How To Earn Money As a Teenager

As teenagers seek independence, earning money becomes crucial. They can start by getting a job, enhancing their resumes through volunteering, and exploring multiple income streams to adapt to the evolving workforce. Developing passive income sources through entrepreneurship or investing is essential for financial literacy and independence.

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financial stress

Tips on How To Build Financial Resilience

In today’s volatile economic environment, building financial resilience is crucial. With inflation, rising interest rates, and job market uncertainty, individuals should diversify income streams, maximize value from expenses, and cultivate mental grit. By preparing ahead, individuals can better navigate financial storms and maintain stability in uncertain times.

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earning money through housework chore

Money Lessons for Children Through Paid Housework

Teaching children about money often starts at home, with methods like paying them for chores. But are we clear on what we’re teaching? This blog explores intentional ways to impart money values, tailoring approaches to children’s personalities, and fostering open communication to ensure valuable life lessons beyond just earning.

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Stay ahead on your financial journey by following us for the latest money management tips, expert advice, and actionable strategies to help you achieve financial confidence. Our content includes budgeting hacks, saving strategies, investment insights, and financial planning tips tailored for all ages. Whether you are a parent teaching your children about money, a teenager managing your first pay check, or a young adult planning your financial future, we’re here to guide and inspire you every step of the way. By staying connected, you’ll gain access to exclusive resources, engaging discussions, and updates on highlighted articles covering the topics you care about most. Join a community that values financial literacy and empowerment, and start building the tools and knowledge you need for lasting success. Follow us today and take the next step toward smarter financial choices and a brighter future!